Choose the Financing Plan That Fits Your Needs
TIMFIN S.P.A. offers three clearly defined financing tiers to suit different borrowing requirements and financial profiles. Each plan comes with fixed interest rates, transparent documentation, and dedicated support. There are no hidden charges, and you can apply for any plan entirely online within minutes. Upgrade or adjust your plan at any time by speaking with our lending team.
Designed for individuals seeking a straightforward personal loan or small consumer credit facility for everyday purchases or minor expenses.
- Loan amounts from €500 to €5,000
- Repayment terms of 6 to 24 months
- Fixed monthly instalments
- Fully online application and approval
- Dedicated customer support via chat and email
Suited to consumers financing mid-range electronics, retail purchases, or personal projects requiring a higher credit limit and longer repayment horizon.
- Loan amounts from €5,001 to €25,000
- Repayment terms of 12 to 48 months
- POS and device financing included
- Digital account management portal
- Priority telephone and email support
Business Plus
From 6.8% APR
Purpose-built for small and medium enterprises financing equipment acquisitions, technology upgrades, or operational assets.
- Financing from €10,000 to €150,000
- Repayment terms aligned to asset lifespan
- Dedicated business finance advisor
- Flexible early repayment options
- Structured drawdown for multi-phase purchases